"Joint & Several" In Leases
When you see the phrase "joint and several" in a legal document or contract it means that that the parties on one side of the agreement are responsible individually and collectively for the terms of the agreement.Example: In the case of two tenants signing a lease agreement, "joint" means they are jointly responsible for the rent."Several" means that their joint relationship is severed and they are individually responsible for the total amount of the rent.If one does not pay his/her share of the rent the other is responsible for the entire amount.Here's an example of a landlord who had a "joint and several" lease with the added provision that tenants must pay rent with a check, money order or cashier's check in the full amount every month.Landlord allowed the two roommates to pay half the rent each month with two separate checks. Bad policy.It not only creates accounting problems... but if one tenant pays on time and the other is late how do you handle the late penalty? And...If you accept payment from one tenant and the other tenant fails to pay have you risked having accepted a partial rent payment and then not be able to evict?Here's the good news. If you have in your lease a "non-waiver" provision it indicates that even if you allowed lease violations in the past you can at any time demand that tenants comply with the terms of the lease.If the tenants continue to pay with two separate checks you can return the checks and give "notice for failure to pay rent".If they then fail to provide you with a single check for the full amount of the rent you can file a forcible detainer action (eviction).What if tenant #1 pleads that tenant #2 has moved from the property and tenant #1 should only be required to pay their own half of the rent?Show them "joint and several" in your lease agreement and explain that tenant #1 is now responsible for the entire amount of rent.Explain that tenant #1 must pay the full amount and then can seek recovery of one half from tenant #2 in small claims court.If you rent property to more than one tenant be sure your lease has "joint and several" and "non-waiver" clauses.Carefully explain each to every new tenant..
Mark Walters is a real estate investor and author. His published works can be found at http://www.CashFlowInstitute.comEmployment Background Screening
An employee background check can include a number of verifications such as the applicant's educational background, previous employment, social security number, credit history, criminal history, drug history, and medical history.
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An employee background screening might involve some basic information such as educational qualifications, date of birth, previous employers and the references provided. However, some background checks could also be industry specific.
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Attention All Mothers, Daughters & Grandmothers Fashion Parade to Benefit Salvation Army in Modesto, CA
Attention All Mothers, Daughters and Grandmothers, we are seeking participants to be part of our wonderful fashion parade, contact Producer, Ann Pettibone for additional information at 209.526.2990 - WHAT: Our magnificent Mother/Daughter Dinner featuring mothers& daughters in our fashion parade and a fabulous luncheon for Grandmothers!- WHEN: Friday, May 6, 2005 Grandmothers Luncheon: 11 AM
Mother/Daughter Dinner
5 PM- WHERE: Modesto, California Restaurant (contact our office for location) 209.526.2990 - WHY: Fundraiser for Salvation Army! (Donation checks should be made payable to the "Salvation Army")There is no Charge for tickets to this event: attendees pay for food & beverages at the event!
We look forward to hearing from you soon and watching everyone in their beautiful outfits & hairstyles for the fashion parades.????????????????????????????????????????????Contact:
Ann Pettibone 209.526.2990????.
Checks > Attention All Mothers, Daughters & Grandmothers Fashion Parade to Benefit Salvation Army in Modesto, CA
Duluth-Area Credit Union Opts for In-House Check Solution from ACOM Financial Documents Division; Provides Member Checkbooks Faster, At Lower Cost
DULUTH, Minnesota, (ContentDesk) August 5, 2005 -- Duluth Teachers Credit Union, a $58 million-asset institution founded in 1933 to serve the financial needs of the community's education community, has installed an ACOM in-house check printing solution that enables it to deliver high quality member checks at low cost in one day, on a normal schedule, or mere minutes in an emergency situation, it was announced by Credit Union President John Westlund and ACOM Vice President Mark Firmin.The credit union's headquarters are Duluth, where it also maintains a branch in the Kenwood Shopping Center and participates in a shared services center in the Miller Hill Mall. The institution was educator-based until 2004, when it converted to a community-chartered credit union authorized to accept as members any individuals living in or connected to the community. Growth has increased substantially since the change was made and the credit union serves a current membership of 7,800, Westlund said.The acquisition...
Duluth-Area Credit Union Opts for In-House Check Solution from ACOM Financial Documents Division; Provides Member Checkbooks Faster, At Lower Cost
Checks > Duluth-Area Credit Union Opts for In-House Check Solution from ACOM Financial Documents Division; Provides Member Checkbooks Faster, At Lower Cost
Personal Investigation News Site Launched: People Search News.com Set to Aid Public with Background Checks
Sacramento, CA (ContentDesk) August 4, 2006 -- People Search News.com, one of the worlds only personal investigation news sites, was launched this week to provide consumers with the latest information on using background checks, criminal checks, marriage checks or other professional searches effectively.People Search News.com provides articles, tips, frequently asked questions and a forum related to personal online investigative searches such as a background check, criminal data records search, death search and an unclaimed money check.Until recently, professional online investigative searches such as a people search, criminal data records search or even a background check were only conducted by law enforcement or government agencies. However, online search companies such as peoplefinders.com are gaining popularity due to their ease of use and affordability.According to People Search News.com editor E. Tom Foley, many consumers werent using online searches effectively. Professional...
Personal Investigation News Site Launched: People Search News.com Set to Aid Public with Background Checks
Checks > Personal Investigation News Site Launched: People Search News.com Set to Aid Public with Background Checks