Cars are like electric lights. We often don't appreciate them until they go on the blink. Regular maintenance checks and simple service can greatly reduce the cost of car ownership and keep you a much happier traveler!Don't let the thought of car maintenance intimidate you. There are actually several car maintenance tips you can do ? even if you're totally mechanically-challenged!For instance, you'll want to keep your windshield washer fluid reservoir full. This involves screwing off the cap and pouring windshield wiper fluid in the right spot.
You can quickly check the fluid levels when filling up at the gas station.While you've got the windshield washer fluid out, pour some on a rag and clean the bug guts, etc. off the wiper blades.If you see any colored fluid leaking from your car, get it serviced immediately.If you smell any peculiar odor coming from your car, take it to the nearest service station. Odors mean something inappropriate is going on under the hood of your car!Every fall, go ahead and replace your wiper blades. You need new ones once a year ? might as well get them before winter sets in and you're wiping away that ice and sleet!Be sure all your lights are clean and working, including brake lights, turn signals and emergency flashers. You can perform this quick check while filling up your gas tank.Check your tires once a month ? give a look over for cuts, bulges, or nails or other foreign objects sticking out.Take your car to your friendly serviceman once a month and have the pressure in your tires checked.
This service should cost you less than five bucks, if anything.Every three months have your oil and oil filter changed. Many times an inspection is done during the oil change. It's worth it to pay a little extra if you have to and have this done. Ask to have your battery checked, too.Have your air filter changed when it gets dirty. You can ask the folks who change your oil to check the air filter.
They're happy to change it for you.No matter how non-car savvy you may have felt in the past, finding that you can do some simple maintenance checks puts you in the driver's seat. You're likely to discover in advance if your car has a problem that should be taken care of immediately..
Jeff SlokumThis article provided courtesy of http://www.gmc-truck-guide.comsupport@arundel.netDuluth-Area Credit Union Opts for In-House Check Solution from ACOM Financial Documents Division; Provides Member Checkbooks Faster, At Lower Cost
DULUTH, Minnesota, (ContentDesk) August 5, 2005 -- Duluth Teachers Credit Union, a $58 million-asset institution founded in 1933 to serve the financial needs of the community's education community, has installed an ACOM in-house check printing solution that enables it to deliver high quality member checks at low cost in one day, on a normal schedule, or mere minutes in an emergency situation, it was announced by Credit Union President John Westlund and ACOM Vice President Mark Firmin.The credit union's headquarters are Duluth, where it also maintains a branch in the Kenwood Shopping Center and participates in a shared services center in the Miller Hill Mall. The institution was educator-based until 2004, when it converted to a community-chartered credit union authorized to accept as members any individuals living in or connected to the community. Growth has increased substantially since the change was made and the credit union serves a current membership of 7,800, Westlund said.The acquisition...
Duluth-Area Credit Union Opts for In-House Check Solution from ACOM Financial Documents Division; Provides Member Checkbooks Faster, At Lower Cost
Can Your Customers Pay By Electronic Check?
What's the Real Story About Electronic Checks? Accepting electronic checks is essential to any business, and should not be overlooked. As many as 20% of America Online, Prodigy, and CompuServe users pay for their internet access by electronic check. Are you curious about how some web-sites take checks? Have you ever paid your electric bill or cable TV bill by check over the phone? Have you paid your doctor, dentist or insurance company this way? Many of these businesses and individuals are using popular software called CheckWriter to make this possible. CheckWriter is a stand alone software program that allows anyone to accept checks as payment over the phone, by fax or at any web-site. These check drafts can be deposited into any U.S.
bank account the same day. CheckWriter runs on a Windows 95/98 operating systems. Using a laser, ink-jet or bubble jet printer and a piece of Federal Reserve regulation check paper, the user can create a draft of the check that can be immediately...
Can Your Customers Pay By Electronic Check?
"Joint & Several" In Leases
When you see the phrase "joint and several" in a legal document or contract it means that that the parties on one side of the agreement are responsible individually and collectively for the terms of the agreement.Example: In the case of two tenants signing a lease agreement, "joint" means they are jointly responsible for the rent."Several" means that their joint relationship is severed and they are individually responsible for the total amount of the rent.If one does not pay his/her share of the rent the other is responsible for the entire amount.Here's an example of a landlord who had a "joint and several" lease with the added provision that tenants must pay rent with a check, money order or cashier's check in the full amount every month.Landlord allowed the two roommates to pay half the rent each month with two separate checks. Bad policy.It not only creates accounting problems... but if one tenant pays on time and the other is late how do you handle the late penalty? And...If you...
"Joint & Several" In Leases
Opening a bank account doesn't have to be difficult
By http://www.cashbazar.comIf you're a young person who has just begun to earn some money, it is very important that you know how to open a bank account. Once you do, you'll have taken the first step in a long-term process of financial independence and growth.A bank account is not only essential to cultivating savings, it is also important for day-to-day financial activities. Before you decide what bank or financial institution with which to do business, however, do some research. Talk to your friends and family about where they do their banking. Ask them questions about the service their bank provides, and whether or not they are satisfied with it.Next, determine exactly what type of account you want.
The two most common types of accounts are a checking account, and a savings account. A savings account does just what its name implies ? it allows you to deposit money in the bank that will receive a small amount of interest over a period of time. A checking account is intended...
Opening a bank account doesn't have to be difficult
Talk About Money Begins 2006 with Financial Experts
(ContentDesk) December 19, 2005 -- The viewer participation financial television show, Talk About Money, will begin 2006 with numerous board certified estate planning attorneys and financial experts.These experienced and knowledgeable guests will assist the hosts of the show, James A. Barry, Jr., CFP? and James M. Barry, CFP?, Chairman of the Board and President of Barry Financial Group, Inc., to try and help the viewers to take charge of their financial future. Providing an array of estate planning...
Talk About Money Begins 2006 with Financial Experts Checks
It?s That Time of Year Again When Many of Us Wake up Wondering What the Weather will be Like Today. Let Edmund Scientifics Help You Take the Guesswork out of Forecasting to Ensure That You and Your Loved Ones Are Safe and Warm this Winter.
(ContentDesk) November 14, 2004 -- Winter is fast approaching and along with it, the uncertainty of what Mother Nature has in store each day. Have you ever woken up curious about how to dress yourself or your kids, turned on the local news and discovered that the weather segment just ended? Or look outside and see the sun shining just to walk out the door and into to unexpectedly cold temperatures? Yes, ?tis the season for weather uncertainty. Though the typical image of winter is one that includes...
batteries
Teak Furniture - The Ideal Furniture for Lifelong Outdoors Use
The Natural Beauty of Teak
Teak wood is beautiful, durable in exposed conditions, so teak furniture is in wide use as outdoor furniture. In addition to its wide use as teak furniture for outdoor use, teak wood is also used for making boat decks and indoor flooring.
Old teak wood, being harder and more durable, is best for making teak furniture. If the teak furniture is made of heavy sections and with mortise and tenon construction using brass fittings and brass screws,...